Business Account Features
Types of Business Accounts
Whatever size your business currently is, we have an account that fits. Small and medium businesses can take advantage of our Business Checking, featuring a range of services to help keep you moving forward efficiently. Bigger businesses can depend on our dedicated services through a Commercial Analyzed Checking. Read more about each type of account and tell us what works best for you.
Everyday Banking Made Easy Small Business Checking
- Your business is part of your everyday life, this bank account keeps up.
- Minimum Opening Deposit $100
- Free Debit Card
- FREE ATM In Network1
- Online & Mobile Banking2 with Bill Pay3
- Account Information via Telebank
- Mailed Image Statement
- Downloadable Quicken & QuickBooks Files
- 100 Items Per Statement Cycle4 ($0.20 per item fee for transactions in excess of 100)
- $9 Monthly Maintenance Fee (may be reduced to $0 with available discounts)
- Monthly Fee Discounts:
e-Statement – $4
Debit Card Transactions – $55 - View Brochure
Sign Up and Switch today!
Keep Your Business Moving With Traditional Business Checking
- Your business is growing and transactions are increasing, this bank account keeps up with your growth.
- Minimum Opening Deposit $100
- Free Debit Card
- FREE ATM In Network1
- Online & Mobile Banking2 with Bill Pay3
- Account Information via Telebank
- Mailed Image Statement
- Downloadable Quicken & QuickBooks Files
- 325 Items Per Statement Cycle4 ($0.25 per item fee for transactions in excess of 325)
- $0 Monthly Maintenance Fee (with average daily balance above $5,000)
- $12 Monthly Maintenance Fee (with average daily balance below $5,000)
- Monthly Fee Discount: e-Statement – $4
- View Brochure
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Manage It All With Commercial Relationship Checking
- With high transaction volume and high average balances, you need an account that works for you. This account gives you access to many services and earning credit6.
- ACH Origination
- Cash & Coin Processing
- Change Order
- Checks/Paid Debits
- Deposits/Credits Posted
- Draft Services
- Items Deposited
- Mailed Image Statement
- Monthly Maintenance Fee
- Remote Deposit Capture
- Stop Payments
- Sweeping of Funds
- Wire Transfers
- Zero Balance Account (ZBA)
- Earnings credit may reduce or eliminate monthly service fees.
- View Brochure
Sign Up and Switch today!
Treasury Management Services
- Provides tools to maximize your working capital by improving cash flow.
- ACH Origination
- Zero Balance Account
- Merchant Services
- Remote Deposit Capture
- Wire Transfers
- Collection Item Processing /Draft Services
- General Depository Services
- Online & Mobile Business Banking
- View Brochure
- Other Banking Services
- Business Loans
- Cashier’s Checks
- Merchant Services
- Night Depository
- Safe Deposit Boxes
- Remote Deposit Capture
- View Brochure
Business Accounts Application
Business Accounts Brochure
Switch Your Account
You won’t believe how fast it is to make the switch. All the info you need is here.
For more information about FDIC insurance coverage, visit: www.fdic.gov
(1) Free ATM withdrawals at Texas Regional Bank ATMs and Stripes® Stores. See website for locations. (2) Online Banking required. Carrier message and data rates may apply. (3) Terms and conditions apply, must qualify for service. (4) Transaction items include a combination of deposits, deposited items, checks, debits and credits. Electronic items are not included in transaction item total. (5) Included: Debit card purchases include PIN, signature, online and phone purchases that post during the monthly statement. Debit card payments include one-time and recurring payments of bills made with your debit card that post during the monthly statement period. NOT included: Any transactions at an ATM (Texas Regional Bank or non-Texas Regional Bank) and ACH (Automatic Clearing House) transactions. (6) Account and service fees based on volume of account activities listed above. Schedule of fees available upon request. Subject to meeting qualification requirements. See customer service representative for more information. Earnings credit rate is applied. There is a charge for negative collected balances. (7) Requires you to be an Online Banking customer. $4.00 for printed image statement. *Other account and service fees may apply. Please refer to our Truth in Savings Disclosure, Privacy Policy, and Terms and Conditions for further information.