According to a majority of homebuyers, the most confusing part of obtaining a home loan is knowing what documents you need to close the deal. Good news: Most documentation requirements are similar, whether you are getting a conventional, USDA, VA, investment, or FHA home loan. Whether purchasing a home or refinancing, knowing what documents you […]
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Mortgage Checklist: What You Need to Close on a House
According to a majority of homebuyers, the most confusing part of obtaining a home loan is knowing what documents you need to close the deal. Good news: Most documentation requirements…
FHA Home Loans in Texas
As a first-time homebuyer, it can be overwhelming to navigate through the process of purchasing a house. There are many different types of mortgages available to buyers, such as conventional,…
VA Loans in Texas
VA Loans in Texas are available to benefit the 1.5 million veterans and 111,088 active duty service members who call Texas home. VA loans in Texas are one way the…
USDA Loans in Texas: How to Qualify for One
When you hear United States Department of Agriculture or USDA, you might think about cows, chickens, or farming. However, the USDA is much more than farming and food safety. They…
Professional Mortgages: Making Homeownership a Reality
Professional Mortgage Loan Programs are designed for eligible professionals and executive borrowers. These loans make purchasing a primary residence with up to 100% financing and no private mortgage insurance possible. …
How to Get a Foreign National Mortgage
Every year, approximately one million foreign nationals make the decision to move to the United States. Naturally, finding a place to live becomes a top priority for these individuals. However,…
Down Payment Assistance Programs in Texas
One of the top misconceptions about buying your first home is you need a 20% down payment. You do not have to have 20% down to buy a house. In fact, the average down payment on a house is actually 13%. Moreover, a first-time homebuyer can put down as little as 3%.…
3 Mortgage Options for First-Time Homebuyers
Key Takeaways: Mortgages backed by the Federal Housing Administration (FHA), Fannie Mae’s HomeReady, Freddie Mac’s Home Possible offer generous benefits to first-time homebuyers. Regardless of what type of mortgage you…
Understanding Non-Warrantable Condos and How to Secure a Mortgage for One
Key Takeaways: There are two kinds of condos: warrantable and non-warrantable. Conventional lenders often do not offer non-warrantable condo loans. There are many ways to check to see if a…
Second Home Mortgages: How to Finance a Vacation Home
Texas is among the most beautiful states with its white sand beaches, hillsides, hot springs, and towering pine trees. Unsurprisingly, many people rush to own a piece of this paradise.…
What You Need to Know About Texas Land Loans
Texans love land, whether it be massive ranches or small home lots. And there’s plenty of land to love in the Lone Star State – nearly 172 million acres. A…
How Does a Cash-Out Refinance Work?
Prior to 2022, you may have considered refinancing your mortgage to lower your interest rate or reduce the amount of your monthly payments. With interest rates going up, you may…