Purchase A Home

As a local lender, we take pride in our ability to approve and fund your loan locally. This speeds up the process, saving you time and money.

Find A Mortgage That Fits

We have a wide variety of loan options to fit your financial situation. Your mortgage loan officer will work with you to determine what’s right for you, including:

  • Fixed and adjustable rate loans
  • Federal Housing Administration (FHA) Loans
  • Veteran’s Affairs (VA) loans
  • Rural development loans

Competitive Rates

We offer industry-leading competitive rates that fit a variety of financing needs. Whether you are buying your first home, a vacation home, or refinancing your current home, we’ll make sure you get what you need in a home loan.

What to Expect

Get Prepared
Pre-Qualify
Find a Home
Apply & Submit
Close

It’s important to have your finances in order before you begin looking for a home. We’ll tell you exactly how to get in shape.

This vital step will help you secure your new home. We’ve made the process easy with no impact to your credit score.

This is the fun part, you look for and pick your new home.

Home loans and paperwork go hand in hand. We’ll help you through each step and tell you exactly what you need.

This is the moment you’ve been waiting for.  This is where the time and effort you put in pays off!

How to Get Approved

Credit Score

Your credit score is one piece of your financial picture we look at to understand how well you manage bills. The better your score, the more likely you are able to get a great interest rate.

Down Payment

Your down payment is your first stake in your new home. The amount you put down is a factor in determining your mortgage interest rate.

Debt to Income Ratio

It’s all about income vs expenses. Just how much does your income exceed your debt each month? Knowing that ratio helps us determine how much mortgage you can comfortably afford.

Employment History

A steady work history tells us how well you’ll be able to meet your mortgage. We’ll work with you to get a sense of the full picture.

Texas Regional Bank Mortgage, NMLS Number 804865. All loans subject to approval, including credit approval. Some Restrictions may apply. Texas Regional Bank Mortgage may change the products, services, and other information described on this site at any time. Texas Regional Bank Mortgage does business as TRB Mortgage in the State of Texas.