Watch ID Theft: Home Demo
The simple act of sending and receiving mail and putting your trash out at night can put your personal information at risk. Financial information, checks, account and credit card statements, and monthly bills can be stolen from your home, mailbox or even from your trash, and used to access your accounts and steal your identity.
Follow these steps to protect against identity theft in your home
1. Invest in a personal shredder. This is your first line of defense. Shred checking and credit card statements, cancelled checks, pre-approved credit card offers, or anything with your personal information on it before disposal.
2. Place your garbage out on the morning of pickup rather than the night before. This gives dumpster divers less opportunity to go through your trash.
3. Install a mailbox with a locking mechanism, or pick up your mail immediately after it is delivered each day.
4. Change that old habit of placing mail in your mailbox for the carrier to pick up. Always place out-going mail in an official, secure mailbox.
5. It’s good practice to store your mail, account statements, and other papers where they are out of sight and out of reach of anyone who might be in your home.
By following these steps you are on the right track to protecting your identity. Learning about all the identity theft danger zones and the simple steps you can take to avoid being a victim, is the best way to protect your good name.
Protect yourself from fraudulent transactions.
You are protected in a variety of ways when you use online banking and mobile banking (These protections do not apply to business accounts):
1. If you discover you have lost your debit card or your online login information has been compromised,
notify us immediately! If you report the loss within two (2) business days, your liability is limited to $50 for unauthorized transactions.
2. If you wait more than two (2) business days to report the loss of your card or login information,
you are liable for up to $500 of unauthorized transactions.
3. Report any unauthorized or unexpected transactions immediately.
Your account is protected against fraudulent transactions in a number of ways, so keep tabs on your balances and transactions to catch them quickly. Then call us.
If you want to report suspicious activity in your account, or if you have questions about the security of your account, you can call us at: 956-428-7400 or 361-325-5646.
The security of your money and identity is as important to us as it is to you. Let’s work together to protect it.